TERMS OF SERVICE
Effective Date: 12/2025
  1. Company Information
This website and digital product are operated by:
Brazilian Advisory Partners LTDA CNPJ: 58.107.992/0001-30 Registered in Brazil
Throughout these Terms, “Company”, “we”, “us”, or “our” refers to Brazilian Advisory Partners LTDA.
  1. Nature of the Product
We provide digital educational materials, including but not limited to ebooks, strategic frameworks, worksheets, and supplementary content (collectively referred to as “Digital Products”).
All products are delivered electronically.
No physical items are shipped.
  1. Merchant of Record & Payment Processing
All payments are securely processed by Paddle.com Market Limited, acting as our Merchant of Record.
This means:
Paddle handles payment processing
Paddle manages VAT/sales tax compliance
Paddle is responsible for transaction security
By completing a purchase, you also agree to Paddle’s Buyer Terms and Privacy Policy.
We do not store full payment details on our servers.
  1. Digital Delivery & Access
Upon successful payment confirmation:
Access is granted immediately or
A download link is sent via email
It is the customer’s responsibility to provide a valid email address.
Failure to download the product does not invalidate the purchase.
  1. Intellectual Property & License
All materials are protected under international copyright law.
Purchase grants a non-exclusive, non-transferable, single-user license for personal use only.
You may NOT:
Resell
Redistribute
Share access
Upload to public platforms
Use content for commercial training without written authorization
Violation may result in legal action and permanent access revocation without refund.
  1. Refund Policy (7-Day Guarantee)
We offer a 7-day conditional money-back guarantee.
Refund requests must:
Be submitted within 7 calendar days of purchase
Include purchase details
Refunds are processed via Paddle and returned to the original payment method.
We reserve the right to deny refunds in cases of:
Digital abuse or content extraction
Excessive refund patterns
Evidence of intellectual property misuse
Fraud indicators
  1. Chargebacks & Payment Disputes
Before initiating any chargeback, customers agree to contact us first to resolve the issue.
Unjustified chargebacks may result in:
Immediate access termination
Permanent purchase ban
Legal claim for recovery of losses, fees, and administrative costs
We actively monitor and dispute fraudulent chargebacks.
  1. No Earnings or Results Guarantee
Our content is educational and informational only.
We make no guarantees regarding:
Financial outcomes
Business results
Career advancement
Results depend on individual execution, market conditions, and experience.
  1. Limitation of Liability
To the maximum extent permitted by law:
We shall not be liable for:
Indirect losses
Lost profits
Business interruption
Strategic decisions based on our content
Total liability shall not exceed the purchase amount paid.
  1. Governing Law & Jurisdiction
These Terms shall be governed by the laws of Brazil.
Any dispute shall first be attempted to be resolved amicably. If unresolved, jurisdiction shall be the courts of Brazil.
© 2026 Brazilian Advisory Partners LTDA
CNPJ 58.107.992/0001-30