TERMS OF SERVICE

Effective Date: 12/2025

  1. Company Information

This website and digital product are operated by:

Brazilian Advisory Partners LTDA CNPJ: 58.107.992/0001-30 Registered in Brazil

Throughout these Terms, “Company”, “we”, “us”, or “our” refers to Brazilian Advisory Partners LTDA.

  1. Nature of the Product

We provide digital educational materials, including but not limited to ebooks, strategic frameworks, worksheets, and supplementary content (collectively referred to as “Digital Products”).

All products are delivered electronically.

No physical items are shipped.

  1. Merchant of Record & Payment Processing

All payments are securely processed by Paddle.com Market Limited, acting as our Merchant of Record.

This means:

Paddle handles payment processing

Paddle manages VAT/sales tax compliance

Paddle is responsible for transaction security

By completing a purchase, you also agree to Paddle’s Buyer Terms and Privacy Policy.

We do not store full payment details on our servers.

  1. Digital Delivery & Access

Upon successful payment confirmation:

Access is granted immediately or

A download link is sent via email

It is the customer’s responsibility to provide a valid email address.

Failure to download the product does not invalidate the purchase.

  1. Intellectual Property & License

All materials are protected under international copyright law.

Purchase grants a non-exclusive, non-transferable, single-user license for personal use only.

You may NOT:

Resell

Redistribute

Share access

Upload to public platforms

Use content for commercial training without written authorization

Violation may result in legal action and permanent access revocation without refund.

  1. Refund Policy (7-Day Guarantee)

We offer a 7-day conditional money-back guarantee.

Refund requests must:

Be submitted within 7 calendar days of purchase

Include purchase details

Refunds are processed via Paddle and returned to the original payment method.

We reserve the right to deny refunds in cases of:

Digital abuse or content extraction

Excessive refund patterns

Evidence of intellectual property misuse

Fraud indicators

  1. Chargebacks & Payment Disputes

Before initiating any chargeback, customers agree to contact us first to resolve the issue.

Unjustified chargebacks may result in:

Immediate access termination

Permanent purchase ban

Legal claim for recovery of losses, fees, and administrative costs

We actively monitor and dispute fraudulent chargebacks.

  1. No Earnings or Results Guarantee

Our content is educational and informational only.

We make no guarantees regarding:

Financial outcomes

Business results

Career advancement

Results depend on individual execution, market conditions, and experience.

  1. Limitation of Liability

To the maximum extent permitted by law:

We shall not be liable for:

Indirect losses

Lost profits

Business interruption

Strategic decisions based on our content

Total liability shall not exceed the purchase amount paid.

  1. Governing Law & Jurisdiction

These Terms shall be governed by the laws of Brazil.

Any dispute shall first be attempted to be resolved amicably. If unresolved, jurisdiction shall be the courts of Brazil.

© 2026 Brazilian Advisory Partners LTDA
CNPJ 58.107.992/0001-30